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About Me


Mr. IPO graduated from NTU with a Bachelor in Accountancy (Honors) and started life as a lowly auditor. The audit experience not only polished up his accounting skills but also made him very skeptical about the financial records of companies. He always read the financial reports with a huge dose of salt.

Mr. IPO is a Chartered Financial Analyst and a Chartered Accountant. He currently works as an investment professional and you can read about his career path here.

Mr. IPO got his nickname from his main Singapore IPOs blog where he shares his chilli ratings on companies seeking to list in Singapore. His IPO strategy is found here.

Mr. IPO likes to share his pursuit for financial freedom where he blogs about financial freedom, generating passive income and views on CPF on the SRS blog. The investment strategy is found here. Mr. IPO likes to keep things simple, so with effect of 1 Nov 2017, he has decided to streamline all his other blogs listed below into the same SRS blog. 😁 In addition to his SRS fund, he will muse about other things that matters to him in life... after all, what is life without food and wine?! 😜

Mr. IPO paid a lot of school fees to Mr. Market when he was much younger and now shares his views on trading on his Ninja Master Fund blog whenever he has the time to trade. His current work consumes too much of his free time and he wishes that he has more time to trade. His trading strategy is found here. (The blog is no longer updated until further notice)

Mr. IPO is a firm believer that property investing in the right cycle is the fastest way to financial freedom due to its leveraging effect. His views and journey in property investing can be found in his 2Y Real Estate Blog (The blog is no longer updated until further notice)

Mr. IPO is an avid traveler who likes to explore new places. His adventures can be found here if only he has the time to update as quickly as he travels. (The blog is no longer updated until further notice)

He can be contacted at if you want to

1. Advertise or collaborate with him here.

3. Ask questions or have any feedback and comments.

4. Send him pictures of your IPO booths and markets slides.

For faster and more interactive updates,

You can also follow Singapore IPOs via Facebook

or via Twitter

or via LinkedIn


  1. Hi,

    just join, but follow your blog quite long time.

    For yield counters, what do you think about
    1.Sabana Reit
    2.Kepple Reit
    3.Cambrige Reit
    4.AIMS AMP Reit?


    1. Sorry. Never see your email. But if you followed by blog, you would have seen my recent purchases in June. Not sure if you have further questions.

  2. Hi

    A question on the withdrawal mechanics of SRS. Say for example, you are suddenly without a job and not earning income.

    I understand that theoretically, your SRS withdrawal in the next YA will not be taxed since you will be declaring zero income. You will still need to pay the 5% penalty by IRAS.

    Is this interpretation correct?
    Are there limits on how much you can withdraw?

    On a separate question, can one withdraw only profits/dividends without being subject to tax? I think the answer is probably no but just wanted to confirm.

    What are your plans for your SRS withdrawals. To withdraw after 62? Do you have any tabulations on the tax savings versus 5% penalty for withdrawals before 62?

    Thanks for any advice you have!

    1. Haha. I actually never think so far ahead. I just treat it as compulsory savings for myself. Will only withdraw after 62

  3. Do you which REITS pays quarterly dividends.

    1. Hi, I didn't really track. I am sure there are some that pays quarterly.

  4. Hi Mr IPO,

    Can I check with you which brokerage do you use to trade your SRS funds?


    1. normal local houses lor...why leh?